Retirement Planner Dashboard

Plan Name (optional)

Personal Inputs

Date of Birth State Pension Age Life Expectancy Age State Pension Annual Amount (£)

Pension Setup

Current Pension Pot (£) Annual Salary (£) Annual Growth (%) Employee Contribution (%) Employer Contribution (%) Contribution Basis

QE contributions use fixed UK limits: £6,240 lower and £50,270 upper (2024/25 tax year bands).

Retirement Goals

Take 25% tax free sum Age to take Tax Free sum Tax-free cash to use as income (total £)

When ticked, 25% is taken from your pot at the age you choose (default: earliest UK pension access age from date of birth). It reduces the pot but is not counted toward your income target.

Planning mode

Income is your total annual target; private pot withdrawals are reduced by state pension after state pension age. Tax-free cash is taken at the age you choose above.

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Years

Months

Days

Page refreshes every hour to keep the countdown current.

Income at retirement

Estimated take-home

Scottish tax rate

25% tax-free taken

£0

Current Pot

Forecast Retirement

Annual Contributions

Months To State Pension

Pot Growth Projection

Employee vs Employer vs Growth

Withdrawal Need (Pre/Post State Pension)

Goal Status

Goal	Target	Retirement age	Pot at state pension	Status

Yearly Projection

Age	Start Pot	Employee Contrib	Employer Contrib	Total Contrib	Growth	State Pension	Withdrawal	Tax-Free Taken	Tax-Free Used	Principal Used	Shortfall	End Pot

Assumptions

Forecasts are estimates using your selected annual growth and contribution inputs. This is a planning aid and not financial advice.

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