Stamp Duty Calculator

Estimate property transfer tax when buying a home in England, Northern Ireland, Scotland or Wales. See the total due, effective rate and how each band contributes.

Which tax applies?

Each nation sets its own residential rates. This calculator uses current standard bands for home movers, first-time buyers where relief exists, and additional-property purchases.

England & NI (SDLT)

Stamp Duty Land Tax with first-time buyer relief up to £500,000. Additional properties pay higher rates on each band.

Scotland (LBTT)

Land and Buildings Transaction Tax with first-time buyer relief on the first £175,000. Additional dwellings pay an 8% supplement on the full price.

Wales (LTT)

Land Transaction Tax with a higher nil-rate threshold but no first-time buyer relief. Additional properties use separate higher-rate bands.

Your purchase

Residential purchases only. Does not include leasehold rent premiums, non-UK resident surcharges, or commercial property.

Pair with the Mortgage Overpayment Calculator to plan monthly costs alongside your deposit and stamp duty.

Total tax due

—

Effective rate

—

Property price

—

Band breakdown

Band Rate Taxable Tax
Important: Figures are estimates based on the price and options you enter. Tax rules change — confirm with your solicitor and the relevant authority (HMRC, Revenue Scotland or the Welsh Revenue Authority). This tool is for general information only and is not tax or legal advice.