Money Engine runs entirely in your browser. Your inputs are used only to calculate results on your device. We do not operate user accounts and we do not send your data to our servers.
Cookies and analytics
We use Google Analytics to understand how visitors use the site (for example page views and general usage patterns). Analytics cookies are only loaded if you choose Accept on the cookie notice. Google may set cookies or use similar technologies. See Google’s privacy policy for details.
Local browser storage
To remember your settings between visits, tools may save data in your browser’s local storage on your device only:
- Calculator and planner inputs (for example salary, pension, and budget figures)
- Your light or dark theme preference
- Your reading-comfort tint preference
- Expanded or collapsed panel preferences where applicable
We do not use local storage for advertising. If you clear site data in your browser, saved settings will be removed and default values will be used on your next visit.
Third parties
Google Analytics is loaded from Google’s servers. We do not load advertising or social tracking scripts. Calculator and planner inputs are processed locally in your browser and are not sent to our servers.
Terms and conditions
Money Engine provides general educational information and calculation tools only. It is not financial, investment, tax, or legal advice, and it does not recommend any specific product, provider, or course of action.
All figures and outcomes shown are estimates based on the information and assumptions you enter. They may differ materially from actual tax, pension, or financial outcomes. UK rules and rates can change.
You are responsible for checking your own circumstances and seeking advice from a suitably qualified professional before making financial decisions.
The site is provided “as is” without warranty of any kind. To the fullest extent permitted by law, we accept no liability for any loss or consequence arising from your use of these tools or reliance on their results.
By using Money Engine, you agree to these terms.