Does this calculate interest?
No. It only stores the balances you enter. It does not project growth or apply annual rates.
Savings Tracker
Log balance snapshots for your savings and pension accounts and see how your total changes over time. No interest modelling — just track your values over time.
Current balances
Savings totals
£0
No savings accounts yet
Pension totals
£0
No pension accounts yet
Total current value
£0
All accounts combined
Add balance
Add an account in Manage before logging your first balance.
Balance history
Add accounts and balance snapshots to see your chart.
Assumptions
Balances are exactly what you enter on each date. This tool does not calculate interest, investment growth, or live prices. Data stays on this device, or on your Google Drive if you choose to sync.
Last saved: -
How this tracker works
Create accounts for cash, ISAs, pensions and other pots, then log a balance and date whenever you want a snapshot. The chart draws a line between each snapshot you record, so balances rise and fall as your logged values change over time.
Who this is for
Anyone who wants a simple history of savings balances without linking bank accounts or building a spreadsheet. For growth projections, try the compound interest calculator. For a wider net-worth view, see Financial Profile.
How to use this tool
- Open Manage and add your accounts with a type and name.
- Use Add balance to log today’s value (or any past date).
- Review total current value and the chart over time.
- Return whenever you like to add new snapshots.
Frequently asked questions
Where is my data stored?
On this device in your browser, or your Google Drive if you sync. Nothing is sent to Money Engine.
Can I track ISAs and pensions?
Yes. Choose a preset account type when you create an account, then log balances over time.
What if I enter the same date twice?
Adding another balance for the same account on the same date replaces the previous amount for that date.
Important: Figures are snapshots you enter yourself. This tool is for personal record-keeping and illustration only and does not constitute regulated financial, tax or investment advice.